American Management Association Seminars

Seminar No: 01230 -XNBB
CEU Credits: 1.8
Length: 3 days

Make better business decisions by understanding the "how" and "why" of business math!

Learn the basic concepts of math and how to confidently put them to practical use in business--including the methodology behind common financial ratios and investment calculations.

Anyone who makes business decisions or who creates, interprets or uses math on the job, including: managers of operations, sales and marketing, human resources and IT...vice presidents of operations...administrative assistants...and finance personnel who will appreciate a quick-paced refresher course.

How You Will Benefit:

  • Overcome anxiety when dealing with numbers or financial data
  • Sharpen your skills in working with and interpreting numbers
  • Empower yourself--use numbers to think and act more clearly
  • Manipulate numbers and apply math relationships with speed and accuracy for better decision making

What You Will Cover:

  • The purpose and scope of business math: the basis for empowered decisions
  • Whole numbers, fractions, decimals and equations: Quick and accurate operations
  • Calculating and working with percentages: Using percentage changes with ease
  • Communicating with ratios and averages
  • Cash flow math--budgeting, planning and forecasting: the bigger picture. Note: You’ll need a calculator at this seminar.

Extended/Detailed Course Outline

Learning Objectives

  • Quickly Learn How to Perform Mathematical Operations Associated with Whole Numbers, Fractions and Decimals
  • Understand the Practical Use of Math in Banking Activities
  • Discover the Methodology behind Common Financial Ratios, Investment Calculations, Amortization Schedules, Discounted Cash Flow, Accounting Math, Credit Extension and Other Business Computations
  • Explore the Concepts of Net Present Value (NPV) and Internal Rate of Return (IRR) and How They Can Be Used as a Decision-Making Tool
  • Comprehend Economic Indicators-and More!
Introduction to Business Math
  • The Purpose and Scope of Math in Business: The Basis for Better Decisions
  • Understanding Numbers and the Way They Work
  • Overcoming Math Anxiety and Fear of Numbers
  • Building Confidence with Math Problems
  • Communicating Effectively with Numbers
  • Practical Applications of Math in the Business World
Whole Numbers, Fractions, Decimals and Equations
  • Differentiating Whole and Mixed Numbers
  • Basic Mathematical Operations Using Whole Numbers: The Rules of Order
  • Working with Fractions: Finding the Common Denominator
    • Reducing to Lowest Terms
    • Explanation of Reciprocals
  • Converting Fractions to Decimals and Vice Versa: Multiplying and Dividing
  • Manipulating Numbers, Fractions and Decimals with Speed and Accuracy
  • Grasping the Order of Magnitude and Relationships in Mathematical Stuations: Relevance of Rounding
  • Solving Equations and Formulas for the Unknown Variable
  • Reducing Business Rules to Formulas: How to Apply the Basic Tools of Algebraic Symbols to Solve Business Equations
Working with Percentages
  • Converting Fractions and Decimals to Percentages and Vice Versa
  • Calculating Percentage Change over Time (Percent Increase, Percent Decrease)
  • Calculating Percentage of Total (e.g., Salary as Percent of Total Payroll, Product Sales as Percent of Total Sales)
  • Relevance of Percent Return (e.g., Return on Sales, Return on Investment)
  • Utilizing Percentages for Financial Calculations: Interest (Simple Interest, Compound Interest)-Yield (Annual Yield, Yield to Maturity)
Communicating with Ratios and Averages
  • Setting up Ratios and Proportions
  • What Ratios Tell You about Your Business
  • Formulas and Relationships Used in Business Ratios: Using Ratios to Evaluate Profitability, Efficiency and Leverage
  • Commonly Used Financial Ratios: Balance Sheet, Income Statement, Trend Analysis
  • Benchmarking Your Ratios against the Industry
  • Differentiating between Simple, Weighted and Moving Averages
  • Calculating Three Types of Averages and Understanding Their Use
  • Identifying Mean, Median and Mode
Interest Calculations and Loan Amortizations
  • Banking Math: Promissory Notes, CDs, Savings Accounts
  • Differentiating Simple and Compound Interest
  • How the Time Value of Money Works: Performing Future Value Calculations (FV) and Present Value Calculations (PV)
  • Loan Amortization: Types of Loans and Mortgages-Calculating Periodic Repayment Amount (Interest Plus Principal)
  • Annuities: Applications in Business
Cash Flow Math: Budgeting, Planning and Forecasting
  • Economic Indicators: Inflation, Interest, Growth, Unemployment
  • Calculating and Analyzing Business Trends
  • Projecting Future Financial Performance
  • Cash Management and Planning: Statement of Cash Flow
  • Cash Flow and Debt Capacity: Cash Forecasting and Economic Cycles
  • The Concept of NPV and IRR
  • Utilizing the Cost of Capital and Hurdle Rates
  • Using NPV as a Decision-Making Tool to Evaluate Capital Projects
  • DCF for Corporate Valuation
  • Economic Evaluation
Applications of Math in the Financial Markets
  • Stock Market Math: Dividend Yield Percentage
    • P/E Ratio
    • EPS ....
  • Growth Rates
  • Fundamentals of Bond Calculations: Relationships of Interest Rates and Bond Prices-What a Bond Is Worth at Maturity
Applications of Math in the Global Environment
  • Foreign Exchange Calculations: Converting from One Currency to Another
  • Converting US Measurements to Metric System and Vice Versa
  • Converting from Fahrenheit to Celsius and Vice Versa
Other Applications of Math in Your Business
  • Applications in Sales and/or Credit Extension: Mark Ups and Mark Downs
    • Trade and Cash Discounts
    • Payment Terms and Their Impact
  • Applications in Payroll: Calculating Employee Gross Pay
    • Calculating Tax and Employee Discounts
    • Analyzing Year-to-Year Payroll Totals
  • Completing Expense Forms: Techniques for Verifying Accuracy of Computations
  • Accounting Math: Depreciation of Plant and Equipment
    • Inventory Costs
    • Overhead Allocations
  • Revenue and Cost Relationships: Operations Reports
    • Target Costing
    • Break-Even Analysis
    • Activity-Based Costing/Management
  • Case Study: Completing an Expense Form on an International Trip
Displaying Numbers for Presentation
  • Types of Charts and Graphs: Pie Charts, Line Graphs, Bar Charts
  • When to Use Them: Advantages of Each
  • Typical Visual Tools Used to Illustrate:
    • Growth of a Product over Time
    • Value of an Investment over Time
    • Relationship between Two Products
    • Results against Industry Norms
    • Computations of Departmental Cost vs. Total Cost

Start and End times: first day - 8:30am-5pm, all other days 9am-5pm unless otherwise specified. Your registration confirmation notice will confirm the hotel/conference center for the seminar for which you registered. The information included on this page is all the information available on this seminar. Please use form below to register only. To request information that is not included above please send an email to . Remember to specify the complete seminar number about which you are requesting information.

For information about bringing a course to your site please call 919-480-2550 or email the registry at .

If this course or the dates/locations below do not have what you are looking for, then click here and we will find it for you right away. It will save you a lot of time and energy finding it yourself.

** Online Registration & Fee Information ** Please use form below to register only. To request information that is not included above please send an email to . Remember to specify the complete seminar number about which you are requesting information.

Select date/location & complete form below. Then, click on 'Send'

Register for this seminar
Name (required):
Company (required):
Address (required):
City (required) :
State/Zip (required) :
Country (required if not U.S.):
Phone (required):
E-Mail (required):
Priority Code (Enter XNBB in this field.) (required):

Additional Information:

After submitting your online registration you will receive registration confirmation and invoice within 7-10 business days. You may pay by credit card or check. Confirmation information will also include location and other pertinent course information.
Always state priority code XNBB to your customer service representative when registering directly by phone.

Note: Prices are subject to change without notice. To confirm the price of your session, select the session above and click “Send”. Discounts apply for groups of three or more people. Call for details. Federal government employees are eligible for special GSA pricing for many seminars.

AMA's main conference centers
Seminars scheduled for the cities below are held at the locations listed below. For location information for other cities in which AMA seminars are held please call or email for information.

New York
AMA executive Conference Center
1601 Broadway New York, NY 10019
American Management Association (Located in the same building as the Crowne Plaza Hotel) 1601 Broadway On Broadway and 48th Street near Times Square. Entrance is on 48th Street.

AMA executive Conference Center (adjacent to the Marroitt O'Hare)
8655 west higgins rd
Chicago, IL 60631

San Francisco
AMA executive Conference Center is located in San Francisco Marriott Hotel
55 Fourth Street 2nd Level
San Francisco, CA 94103

AMA Executive Conference Center
Address: 1170 Peachtree Street Ne Cnr Peachtree & 14th (3rd Flr)
City, State, Zip: Atlanta, GA 30309

Washington, DC
Arlington, Virginia
2345 Crystal Drive, Suite 200
Arlington, VA 22202

If you are not paying via credit card, you will receive an invoice with payment instructions.

Cancellation Policy:
If you cannot attend a seminar you can contact AMA in advance to transfer to a future session, or you can send someone to take your place. If you need to cancel your attendance, AMA will give you a complete refund if you cancel more than three weeks before your seminar begins. To cancel, simply email us at . If you cancel with less than three weeks’ advance notice, you will be liable for the entire seminar fee. Once your payment has been received, you may request a courtesy transfer to use at any future AMA seminar of equal or lesser length. The courtesy transfer must be used within one year of the date of your originally scheduled seminar. In fairness to all attendees, if you do not attend a seminar session for which you are confirmed and do not contact AMA to cancel in advance, you will be charged the entire seminar fee.

AMA grants courtesy transfers to people who cannot attend their scheduled sessions. You can use a courtesy transfer for any seminar of equal or lesser length than the original seminar. You must use your courtesy transfer within one year of the date of your originally scheduled seminar.

AMA guarantees the quality of our seminars. If, for any reason, you are not satisfied with a seminar for which you have paid, AMA will give you credit toward another seminar of comparable price or will refund your fee.

You can also register by emailing your registration information to us at or calling us at 919-480-2550.

For additional information and schedules call 919-847-0331.

American Management Association Cover Page

The Training Registry