American Management Association Seminars

Seminar No: 01274 -XNBB
CEU Credits: 1.2
Length: 2 days

Facing cash flow problems as you wade through today’s economic difficulties? Learn solid money-saving strategies from top financial pros.

The most acclaimed and longest-running cash management seminar around is now updated to meet today’s business challenges. Understand the changing dynamics of cash management and discover up-to-the-minute information you can put to work immediately! Learn how you can bridge the gap between your corporate needs and your bank’s services. You’ll be able to make your cash work harder--and your career soar higher!

This nuts-and-bolts introductory course is the "Number 1" training ground for individuals taking on new cash management responsibilities or for those looking for a great refresher.

How You Will Benefit:

  • Know where the Federal Reserve System stands on regulations, electronic checks risk and the changing banking environment
  • Optimize your cash flow for both receipts and payments
  • Accelerate the collection of remittances and improve control of disbursements
  • Successfully invest excess funds in alternative short-term instruments, guided by a clearly written investment policy
  • Understand the account analysis statement and effectively manage the bank-corporate relationship
  • Use the latest technology in treasury work-stations and corporate trade payments

What You Will Cover:

  • Introduction to cash management
  • How money moves
  • Cash management techniques
  • Technology in cash management
  • Short-term investments
  • Short-term borrowing
  • Cash forecasting
  • The bank-corporate relationship
Our course materials contain over 100 exhibits that clarify concepts in an easy-to-understand format.

Extended/Detailed Seminar Outline

Learning Objectives

  • Know What the Federal Reserve System Is up to with Regard to Regulations, Electronic Checks Risk, and the Changing Banking Environment
  • Optimize Your Cash Flow for Both Receipts and Payments
  • Accelerate the Collection of Remittances and Improve Control of Disbursements
  • Successfully Invest Excess Funds in Alternative Short-Term Instruments under the Guidelines of a Clearly Written Investment Policy
  • Understand the Account Analysis Statement and Effectively Manage the Bank-Corporate Relationship
  • Use the Latest Technology in Treasury Workstations and Corporate Trade Payments
The U.S. Banking System-Components and Legislation
  • The Importance of the Federal Reserve System
  • Latest Developments in the Commercial Banking Arena
  • Critical Banking Legislation That Impacts the Banking System Today
  • The Impact of Bank Mergers and the Passage of the Gramm-Leach-Bliley Act of 1999
  • Who the Largest Banks are in the United States
Cash Management Basics
  • Six Key Components of Cash Management
  • How to View Your Company’s Cash Flow Timeline to Identify Cash Management Opportunities
  • Key Events That Shaped the Cash Management Function
  • Why Checks Are Still the Most Frequently Used Payment Vehicle
  • Everything You Wanted to Know about Checks
  • Why Float Is Still Important, and the Importance of Doing Float Studies
  • Why You Should Get an Availability Schedule from Each Bank You Do Business With
  • How to Obtain Your Bank’s Lockbox Mail Time and Disbursement Check-Clearing Surveys
  • Electronic Check Presentment Is Used to Prevent Check Fraud
  • The Importance of the Electronic Check Clearing House and the Latest Developments
Collecting Funds Quickly
  • The Overall Objective of Your Company’s Collection System
  • The Five Different Types of Remittances That Companies Receive from Their Customers and How to Obtain Them in the Most Rapid Fashion
  • Why Pre-Authorized Debits Offer a Superior Method for Collecting Repetitive Consumer Payments
  • What Lockbox Is All about and Its Bottom-Line Benefits
  • How to Select the Optimal Lockbox City Using the Phoenix-Hecht Lockbox Model
  • What the Differences Are between a Retail and Wholesale Lockbox
  • The Benefits of Lockbox Networks
  • How to Prepare a Request for Proposal for Wholesale Lockbox Services
  • Why You Should Ask Your Bank for Their Standardized Wholesale Lockbox Questionnaire
Disbursement Checking Accounts
  • The Objectives of a Disbursement System
  • The Different Types of Checking Accounts That Can Be Used for Disbursements and Why Controlled Disbursement Is Best
  • The One Major Shortcoming of a Regular Zero Balance Account
  • Why You Should Obtain a Copy of Your Bank’s Standardized Controlled-Disbursement Questionnaire
  • The Ancillary Disbursement Services That You Should Be Using
  • Why Positive Pay Is a Must, and the Difference between Regular and Reverse Positive Pay
  • Why a Company Would Use a Payable-Through Draft
  • How to Prevent Check Fraud
  • Why Purchasing Cards Can Reduce Your Cost of Doing Business
  • The Benefits of "Outsourcing" Payables to Your Bank
Electronic Funds Transfer Systems
  • The Differences among FedWire, CHIPS, SWIFT, and ACH
  • The Key Features of Each System
  • The Many Uses of Direct Deposit
  • Why Electronic Bill Presentment and Payment Will Revolutionize How Bills Are Sent and Paid
  • The Importance of NACHA’s Planned Introduction of the Global ACH
Funds Concentration
  • The Three Objectives of a Funds Concentration System
  • When to Use the Following Concentration Methods: ACH, Wire, and DTC
  • The Critical Differences between Repetitive and Non-Repetitive Wires
  • How a Company Such as a Fast Food Restaurant Concentrates Its Funds in an Automated Manner
  • The Benefits of Using "Deposit Anticipation"
  • Why "Deposit Reconciliation" Is Much Preferable to a Zero-Balance Collection Accounts Approach
Information Technology and EDI
  • Why Information Reporting Is a Critical Banking Service in Managing Cash Effectively
  • The Different Information Reporting Modules Offered by Most Banks
  • Why More and More Large Companies Are Buying Treasury Workstations
  • The Different Modules Offered by Workstation Vendors
  • How Expert Systems May Impact Treasury Management
  • How EDI Has Benefited Many Companies
  • How the Internet and Electronic Commerce Will Impact the Treasury Function
Short-Term Investments
  • The Importance of Developing Investment Policy Guidelines
  • The Three Critical Investment Criteria
  • Why Benchmarking Is Critical to Measuring Performance
  • The Basics of U.S. Government Securities
  • The Characteristics of Other Short-Term Instruments-CDs, Commercial Paper, Repos, BAs, and Adjustable-Rate Preferred Stock
Short-Term Borrowing
  • Understand the Most Common Forms of Short-Term Borrowing
  • Know When Each Type of Short-Term Borrowing Applies
  • Compute the All-in Cost of the More Common Types of Borrowing
  • Evaluate which Form of Borrowing Is Best for Different Sizes or Types of Firms
Cash Forecasting
  • Understand the Most Common Types of Cash Forecasting
  • Establish the Proper Framework for a Cash Forecasting System
  • Establish Appropriate Time Horizons for Each Part of Your Cash Forecasting System
  • Decide Which Format to Use for Each Part of the Cash Forecasting System
  • Use Different Approaches in Developing Cash Forecasts
  • Recognize the Specific Steps in Developing a Cash Forecasting System
  • Avoid Common Cash Forecasting Mistakes
The Bank-Corporate Relationship
  • Banker’s Perspective:
    • What the Bank Is Looking for in the Banking Relationship - How to Use the Account Analysis Statement (AAS) to Your Benefit - The Formula That Banks Use for Conversion to Fees and Balances and Vice Versa - Fees vs. Balances: Benefits and Disadvantages - Identifying Unnecessary Services
  • Corporate Perspective:
    • What the Company Is Looking for in the Banking Relationship - Why a Bank Relationship Policy Is Critical - What Factors to Look for in Selecting a Bank for Operating Services - Merger Mania and Its Impact on Bank Services and Quality - Why Ethics in the Banking Relationship Is Still Important

    Start and End times: first day - 8:30am-5pm, all other days 9am-5pm unless otherwise specified. Your registration confirmation notice will confirm the hotel/conference center for the seminar for which you registered. The information included on this page is all the information available on this seminar. Please use form below to register only. To request information that is not included above please send an email to . Remember to specify the complete seminar number about which you are requesting information.

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    AMA's main conference centers
    Seminars scheduled for the cities below are held at the locations listed below. For location information for other cities in which AMA seminars are held please call or email for information.

    New York
    AMA executive Conference Center
    1601 Broadway New York, NY 10019
    American Management Association (Located in the same building as the Crowne Plaza Hotel) 1601 Broadway On Broadway and 48th Street near Times Square. Entrance is on 48th Street.

    AMA executive Conference Center (adjacent to the Marroitt O'Hare)
    8655 west higgins rd
    Chicago, IL 60631

    San Francisco
    AMA executive Conference Center is located in San Francisco Marriott Hotel
    55 Fourth Street 2nd Level
    San Francisco, CA 94103

    AMA Executive Conference Center
    Address: 1170 Peachtree Street Ne Cnr Peachtree & 14th (3rd Flr)
    City, State, Zip: Atlanta, GA 30309

    Washington, DC
    Arlington, Virginia
    2345 Crystal Drive, Suite 200
    Arlington, VA 22202

    If you are not paying via credit card, you will receive an invoice with payment instructions.

    Cancellation Policy:
    If you cannot attend a seminar you can contact AMA in advance to transfer to a future session, or you can send someone to take your place. If you need to cancel your attendance, AMA will give you a complete refund if you cancel more than three weeks before your seminar begins. To cancel, simply email us at . If you cancel with less than three weeks’ advance notice, you will be liable for the entire seminar fee. Once your payment has been received, you may request a courtesy transfer to use at any future AMA seminar of equal or lesser length. The courtesy transfer must be used within one year of the date of your originally scheduled seminar. In fairness to all attendees, if you do not attend a seminar session for which you are confirmed and do not contact AMA to cancel in advance, you will be charged the entire seminar fee.

    AMA grants courtesy transfers to people who cannot attend their scheduled sessions. You can use a courtesy transfer for any seminar of equal or lesser length than the original seminar. You must use your courtesy transfer within one year of the date of your originally scheduled seminar.

    AMA guarantees the quality of our seminars. If, for any reason, you are not satisfied with a seminar for which you have paid, AMA will give you credit toward another seminar of comparable price or will refund your fee.

    You can also register by emailing your registration information to us at or calling us at 919-480-2550.

  • For additional information and schedules call 919-847-0331.

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